Balance Transfer APR: 7.99% fixed for the life of balance, for balance transfers made during the first six months of membership. Then the standard APR for purchases will apply.
Cash Advance APR: 23.24%.
Default APR: Variable Rate of 24.24% (30.24% for cash advances) for defaulted accounts; 30.24% on all balances for seriously defaulted accounts.
Your APRs may vary.
The APR for purchases and future balance transfers is determined for
each billing period by adding 2.99%, 4.99%, 6.99%, or 9.99%. to the
Prime Rate. The APR for cash advances is determined for each billing
period by adding 14.99% to the Prime Rate. The APR for defaulted and
seriously defaulted accounts is determined for each billing period by
adding 15.99% or 21.99%, respectively, to the Prime Rate.
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