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BUSINESS
ADVICE |
In the United States, you say the customer is always right. In Japan, we say the customer is God. There is a big difference.
-Japanese Businessman
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Review and Compare Business Credit Card Offers Below.
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Find
Out WHY
Every Company Needs a Business Credit Card! More Articles
Here.
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Apply
for the Credit Card of Your Choice by Filling Out an Online
Application! See FAQ for Applying
Online.
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American Express®
Gold Delta SkyMiles®
Business Credit Card
Summary of Terms and Conditions*
(updated 10/06)
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
None |
18.24%* |
$85* |
Yes* |
Good Credit* |
| Credit Limit |
Web Account |
Rewards |
Special Discounts |
| Up to $50,000 |
Yes |
Air Miles |
Discounts at FedEx, Hertz, AT&T |
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Annual Percentage Rate (APR) for Purchases
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Prime rate + 9.9%.
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Other APRs
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Balance Transfer APR: 9.99% fixed for the life of balance, for balance transfers made during the first six months of membership.
Cash Advance APR: 23.24%.
Default APR: Variable Rate of 24.24% (30.24% for cash advances) for defaulted accounts; 30.24% on all balances for seriously defaulted accounts.
Your APRs may vary.
The APRs for purchases, cash advances, defaulted and seriously defaulted
accounts is determined for each billing period by adding 9.99%, 14.99%,
15.99% and 21.99%, respectively, to the Prime Rate.
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Credit Limit
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Up
to $50,000 can be offered depending on credit worthiness.
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Grace Period for New Purchases
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20
days for purchases, if the previous balance shown on each billing
statement is paid in full by each respective due date.
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Annual Fee
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The annual fee for the Basic Gold Delta SkyMiles Credit Card is waived
for the first year. Then the annual fee is $85, unless you have a
qualifying American Express Business Charge Card in your name, including
but not limited to a Business Gold Card, Business Purchase Card,
Executive Business Card, Business Platinum Card® or Business
Centurion® Card, in which case the annual fee is $30 for the
Basic Card.
Get an unlimited
amount of Free additional cards.
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Minimum Finance Charge
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Same as Platinum
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SkyMiles
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Earn One Delta
SkyMile for virtually every dollar you spend. First Year Free,
plus 15,000 SkyMiles with your first purchase. Always
Double Miles in select categories; Earn two miles for every eligible dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta purchases and your wireless phone bill payments..
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Expense Management Reports
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Same
as Gold Card
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Other Fees
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Late-payment fee: $15 on balances less than $100, $29 on balances $100
to $1,000 and $35 on balances greater than $1,000. Overlimit fee: $35.
Balance transfer fee: There is no balance transfer transaction fee
associated with this offer. However, future balance transfers may incur
a fee as disclosed at the time of the applicable offer or transaction.
Fee for Cash Advances: 3% of each transaction with $5.00 minimum and no
maximum.
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Other Features
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Same
as Gold Card
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Double your miles
when you use your Card at supermarkets, drugstores, gas stations, home
improvement and hardware stores, the U.S. Postal Service, on Delta, and wireless phone bill payments.
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Terms of Use – You are responsible for checking current
requirements and terms with card providers before you apply as they
may change. When you click the "Apply
Here" button, you will be
able to review the credit card terms and conditions in greater detail.
* Reasonable efforts are made to update information
about credit card offers. However all credit card information is
presented without warranty.
Security Note: All Applications linked on this site feature Secure SSL
Technology.
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